Small Business Loans

Loans aren’t all made equal. Find out which solutions are ideal for your small business.

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Understanding Small Business Loans

Small business loans are a broad word that refers to a variety of loans and financial instruments that a lender could offer to a small firm.

Business lines of credit, SBA loans, short-term loans, long-term loans, merchant cash advances, equipment financing, commercial mortgages, A/R financing, startup loans, business acquisition loans, and small business credit cards are among the goods covered.

Getting a small business loan

Small business loan approvals are typically based on a company’s creditworthiness, which is decided by a combination of variables such as credit score, revenue, and time in business. Startup loans, which are an exception to this rule, are based on the firm owner’s personal credit history. Find out more about applying for a small business loan.

Secured vs. unsecured business loans

There is only one distinction between unsecured and secured loans: collateral. Whereas unsecured loans are not guaranteed by collateral, secured loans are. Understanding the benefits and drawbacks of each might help you decide which small business loan is best for you.

Small business loans come in a variety of shapes and sizes.

Whatever your business needs, there’s a small business loan for that.

Loans that are quick: Small business financing in months

  • SBA loan: A government-backed loan from a well-known company. SBA loans are popular because of their low interest rates and flexible periods.
  • Business term loan: When most people hear “small business loan,” they think of this loan.
  • Commercial mortgage: Financing for your business property, whether it’s an office, a shop, a restaurant, or something else. It can be used to purchase, construct, enlarge, remodel, or refinance a home.
  • Business acquisition loan: Do you need money to buy an established business or franchise? You’ve come to the right place.

Faster loans: Financing for small businesses in a matter of weeks

  • Business line of credit: When you need money, you’ll get it. Only pay interest on the money you actually utilize.
  • Equipment financing: This loan, which is specifically designed to finance equipment, can assist you in purchasing the commercial refrigerator, tractor, or computer equipment that you require.
  • Startup loan: Financing based on personal credit to aid in the expansion of a firm.
  • Merchant cash advance: Borrow against future earnings to get cash quickly.

The Advantages of Using an Online Lending Marketplace

Learn How It Works

Types of Small Business Loans

Sure, you could apply at a bank, which has a 24-hour application process and an 80% rejection rate. If you need money right now, Sellathon can help. The application process is quick and simple.

  1. Fill out the online application in 3 minutes.. It’s protected using bank-grade encryption and SSL technology, so you can rest assured that your data is secure.
  2. Matches are delivered. We match you with loan alternatives from a variety of lenders in our network. Our professional financing managers can assist you in weighing the advantages and disadvantages of each choice.
  3. Get funded. Once you’re approved, you’ll be able to access your capital in as little as 24 hours.

How to Choose the Best Small Business Loan for You

These three questions will assist you in narrowing down your funding options:

How much money can you spare?
What are your plans for your loan?
How much is the loan going to cost you?

You don’t have to go through the funding procedure by yourself, either. Our staff of personal funding managers can assist you in determining what you require, explaining various loan alternatives, guiding you through the submission of any required papers, and assisting you in making a decision.

Compare Loan Offers from a Variety of Lenders in a Single Step

Applying is free and won’t impact your credit

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Talk to a rep at (415) 649-0004

Mon–Fri | 9am–9pm PT